Terms and Conditions

Vaida Caplinskiene Insurance Agency Inc SMS Terms and Conditions

Effective Date: 03/01/2026

Introduction

By joining our SMS program provided by Vaida Caplinskiene Insurance Agency Inc you agree to receive recurring text messages (notifications, updates, and reminders) on the number you provide, under these Terms that adhere to TCPA (2025) and CTIA Best Practices.

1. Opt-In Consent

In accordance with the 2025 TCPA guidelines, your participation in our SMS service requires explicit one-to-one consent. This means that by opting in, you consent to receive messages from Vaida Caplinskiene Insurance Agency Inc only. Consent cannot be shared with other companies or third-party entities without your direct approval.

To join our SMS program, you may opt in through the following methods, in compliance with the 2025 CTIA Guidelines:

· In-Person Paper Form: Sign or complete a paper intake form that includes a dedicated section with clear language outlining SMS consent.

2. Message Frequency
   You will receive no more than 3-5, unless for urgent notifications. Standard carrier rates apply.

3. Opt-Out Process
   Reply “STOP” any time to end messages; “HELP” to receive support instructions; or contact vaida@7vcagents.com / 630-257-0600.

4. Terms of Consent
   Your consent is voluntary and not a condition of purchase. You may receive informational messages as described at opt-in.

5. Privacy Policy
   Your mobile number and interaction data are governed by our Privacy Policy: www.7vcagents.com/Privacy-Policy. Data is used solely for SMS delivery purposes.

6. Message & Data Rates
   Standard rates may apply per your carrier plan. Vaida Caplinskiene Insurance Agency Inc is not liable for carrier charges.

7. Record-Keeping & Compliance
   We maintain detailed logs of opt-ins/opt-outs (dates, times, methods) to satisfy TCPA 2025 proof-of-consent requirements.

8. Changes to Terms
   We reserve the right to update these Terms. Significant changes will be sent via SMS or posted online. Continued participation implies acceptance.

9. Disclaimers & Liability
   Message delivery depends on carrier networks; we cannot guarantee uninterrupted service or delivery times.

Contact Information
Email: vaida@7vcagents.com
Phone: 630-257-0600
Address: 11504 183rd Pl Unit SW, Orland Park IL 60467